Annual reviews of your health insurance is a good way to start. Every year, your health insurance premiums tend to rise on average 10-25%. And with new insurance companies coming into the area with new plans, its a good time to test the waters. Your insurance agent should conduct these reviews. He should check to see if you can switch to another company or plan to keep you paying the same amount or if possible, get you on a more efficient plan. Is YOUR agent doing this? Is he looking out for YOU?
Life events change every year too. Children are born, kids graduate college, and maybe its time to invest in a whole life insurance policy.
If you are reading this and thinking, "Hey, my agent does not do this", then maybe its time for a switch. Islander Insurance Advisors will be glad to be on the lookout for you.