Easy Access to Health Insurance

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There you can learn about us and what we do. There are some links to help you quote your own insurance plan as well. If you have any questions, please feel free to contact us. We strive to build long term relationships with our customers. We are not a fly-by-night operation. We represent several companies and will find the right plan for you.

Essentially, we provide protection services; we protect your life, health, assets, and most importantly, your family.

Have health insurance or benefits at work? Great. Is it portable after you leave? Individual health insurance stays with you regardless of work situation. How are the benefits? Is there a cap? Does your job offer life insurance? Can it cover your mortgage/bills/credit card debt if you pass away? How long will that $25,000 last? A month?

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George Steinbrenner, 1930-2010

Today, Mr. Steinbrenner passed away at 80 years young. While I did not know him, I felt I did by what I seen. He helped the Yankees become what they are today by developing the right people, making the necessary moves and marketing his team. He was a business person with a competitive edge and helped MANY people become wealthy and successful. He was also a great philanthropist, building schools and giving much back into the community. I think that is what I will remember him by. That is paramount to what he did for the Yankees.

Happy 4th of July, our Independence Day

Its a good idea to re-read, and I do mean re-read because you all should have read it before, the Constitution. It has some interesting tidbits and facts that all Americans should be familiar with. Among some that interest me are the following:

1. "We The People" indicates that the government is FOR the people. In other words, if the people are against a proposal, then the government is NOT doing its job and therefore the responsible parties shoul be impeached no questions asked. Remember the HealthCare Reform Act that passed? A majority of Americans DID NOT WANT IT PASSED. But, for some reason, certain politicians wanted to make history or to punish insurance companies or scold the private sector for political gain. Im sure there are other instances, but this is the most recent.

2. House of Representative candidates must be 25 years old, Senate candidates must be 30. Hey, I'm 30, maybe I will start running. Nah, I'm too honest.

3. The Oath of Office indicates that the incoming President has to preserve, protect, and DEFEND the constitution. See #1

4. There is a "No Religious Test Clause" in Article Six. That means that there is no
'religious test' during an oath or affirmation. In other words, to hold a position in a governement office, you DO NOT have to be a Christian, Catholic, Protestant, Jewish, Muslim, Buddhist, etc. to be affirmed. What this means is that you don't have to adhere to a certain religious belief. Ok, now two things. One, you can say that the United States cannot be a 'Christian State' as some people think. How can it be? Because of several mentions of 'God'? 'God' has a universal meaning and the name 'God' is not mentioned in the Constitution. Second, there are some people who believe our current President is Muslim. Well, he could very well be, but it does not matter as we are not looking for a certain belief. Now, there were some state constitutions that prohibited atheists from holding office (Arkansas, Maryland, Mass., North Carolina, South Carolina, Pennsylvania, Tennessee, and Texas)but in 1961 that was unenforcable due to the 'religious test clause'. Plus the 1st Amendment PROHIBITS Congress from establishing a religion.

5. The 22nd Amendment prohibits the President to two terms, why not Senators and Represntatives?

6. I was researching the Constitution and I came across a Wiki entry for Constitution Day and strangely enough, was enacted by the late Senator, Robery Byrd. Previously, it was called Citizenship day, but he amended the 2004 Omnibus Spending Bill and changed the name to Constitution Day. All federally funded educational institutions can provide educational programming about the Constitution. Thought that was interesting.

I think as a nation, we need to re-evaluate ourselves and we cannot let our 'trusted polititians' run amok and NOT represent us. Government has to do its job.

House Passes 'Financial Overhaul' bill, Senate Votes in two weeks

The House passed the 'Financial Overhaul' bill, but the Senate gets to vote in two weeks. In short, it looks like a dud bill, like a bill that makes no sense, ala 'Health Reform'. Its going to create another bureaucracy to manage systemic risk, its closing the Office of Thrift Supervision, which regulates thrift/credit unions, and the Comptroller of the Currency will handle banks AND credit unions/thrifts. Also in the bill is a funeral plan, which will eliminate 'bailouts' and will liquidate firms that go under or cannot comply with new regulations. One item that is of interest to me is that the FDIC Insurance will stay at $250,000, which is a good thing; You will see more deposits in the banks. Hedge funds worth more than $150 Billion will have to register with the SEC. Investment advisors managing more than $100 Million will have to be registered as well.

It seems ok, I dont have any problems with keeping the high deposit insurance, I don't have a problem with hedge funds being registered, although there will be ways around that, and I have a problem with closing the OTC. The Democrats are failing in keeping a negative connection with 'Wall Street' and Republicans, and I think thats the main reason why they are pushing it and touting it. I think someone is in for a big surprise in November...