SBA Loans and small banks

According to the Tampa Bay Business Journal's Book of Lists 2009, more than $30M in SBA loan funds were loaned out with at least 25 companies receiving more than $1M in funding. Half of the lenders were small banks and the other half consisted of regional/big banks. My point is that the President wants to take $30B from the repaid TARP loans and allow small banks to make SBA loans and isn't he a little too late? And if this is the case, I would rather any extra money to go back into the Treasury where they came from.